A cooling mattress topper not only helps to cool you down while you sleep but also as a way of upgrading your bed with comfort inducing materials. If you have an older mattress that needs an update or your mattress is too firm, than you need a mattress topper to increase the comfort and extend the life of your bed. However, beds that are already sagging will not gain any benefit from a mattress topper and could cause back pain; you may need a new mattress at this point.

The words mattress topper and pad are used interchangeably despite minor differences. Mattress topper increases the height of your bed and makes it more comfortable. A mattress pad protects a bed from damage and adds a little extra comfort in the process. Don’t worry if you see both words because we are focused on providing you a way to improve the comfort of your mattress no matter what words are used.

For increased comfort, you need a mattress topper, and we found the best ten options to help you out. We did all the research to save you time and the best bed transforming mattress toppers that will help to keep you cool while you sleep or relax in bed. Find out what to look for in a cooling mattress topper and start getting a good night of rest now.

Best Cooling Mattress Toppers

These are our picks for the best cooling mattress toppers:

1. Inofia 3 Inch Mattress Topper Gel Memory Foam

Inofia brings the 3-Inch Gel Memory Foam Mattress Topper to the market and, with it, the height of comfort and innovation. Their topper comes with four layers, including a cover, Gelex Memory foam, lavender relief-foam, and an anti-slip base. All this and you can still pick the size of your bed from twin, full, queen, or king size. The benefits from this topper don’t stop there either, keep on reading.

Upgrade your mattress with this generously-sized topper ready to provide you with a cool night of sleep. You can enhance your mattress and make it cooler and more comfortable without replacing the entire set, which saves you tons of money. Thanks to an infusion of gel into the memory foam, you get evenly distributed body heat for better sleep. Underneath, the lavender supports relief foam molds to your body, reduce his pressure on your pressure points, and provides scent control.

The Inofia mattress topper also comes wrapped in a high-quality cover with straps on the bottom to keep it from shifting around and moving while you’re sleeping. You can take the cover off and wash it as it’s air permeable and reduces moistures for a healthier sleep setting for your skin. Now you can wake up sweat-free and pain-free every single night. If, for some reason, you don’t like the high-quality topper, you can return it risk-free in the first one hundred nights for a full refund.

The mattress topper comes certified to be free from harsh materials that can damage the environment and the air you breathe. Also, you can roll it up and take it with you on the go for longer trips. Customers also say this topper doesn’t have the smell typical of memory foam material, making the slightly high price well worth the money spent for better sleep and a removable cover.

2. Momend Cooling Gel Memory Foam Mattress Pad

The Momend Cooling Memory Foam Pad may say pad instead of topper, but it trust us; this memory foam will enhance your bed and relieve pressure pain too. The special foam conforms to your body to provide proper spine alignment and remove strain on pressure points. It’s also comfortable to sleep on no matter your preferred position as it distributes heat evenly.

Wake up refreshed and energized with upgraded comfort for your bed with 3-inches of memory foam to make an old mattress come alive again. The mattress topper can reduce lump, uncomfortable mattress for a reasonable price. Meanwhile, it brings breathable ventilation to your bed thanks to a gel infusion via open cell technology to reduce the standing temperature of memory foam. It’s the best of both worlds, the comfort of memory foam without the heat.

As this mattress comes with CertiPUR-US certification, you know you are getting a quality mattress topper without harmful ingredients while sleeping on a cloud without worrying about sweating through the night. The company guarantees the memory foam is free from lead, mercury, heavy metals, formaldehyde, VOCs, and anything else you might want to avoid. Although, most foam comes with a smell that wears off with time.

If you don’t like the mattress topper, try it for 120 nights and then return no questions asked. Finally, the topper comes with a few options, including sizes from twin all the way up to king and in 2 or 3-inches. Choose the 3-inch if you want a topper to help support your back as the price is so nice both sizes are easily affordable.

3. FAIRYLAND 3 Inch Memory Foam Mattress Topper

If you want to sleep like a princess in luxury, you need the Fairyland Mattress Topper. It provides 3 inches of memory foam using one layer of memory foam and one layer of thick high-density foam to create a comfortable and supportive mattress topper for your bed. This site also provides a bamboo fiber cover, which helps to increase breathability and coolness for anyone sleeping on the topper.

Memory foam helps to relieve stress and pressure points and provide better spinal alignment to decrease pain and discomfort. Older mattresses will come alive again with this two-layer design to revive, not just your mattress but also your back and the rest of your body. With CertiPur-US and OEKO-TEX certifications, you know you were getting quality durable materials without nasty stuff you don’t want your home. You don’t need to worry about formaldehyde, Mercury, lead, or other heavy metals that are harmful to indoor environments.

Next, the mattress provides a bamboo fiber cover made of 60% polyester and 40% bamboo viscose. You can remove the cover and wash it in your machine and dryer and your dryer on low for easy care and maintenance. The back of the cover includes an anti-slip design using evenly distributed nonslip dots to keep the mattress topper in place even when putting a sheet on. If you don’t like the top or contact the company for 100% satisfaction.

4. LUCID 4 Inch Down Alternative and Gel Memory Foam Mattress Topper

If you can’t decide if you want a gel memory foam or down alternative, don’t pick, get both! With the Lucid 4-Inch Down and Memory Foam Mattress Topper, you get the best of both worlds and an extra thick topper ready to rock you to sleep in ultra comfort. It also comes in twin, twin XL, full, Queen, King, and California king size is to meet any needs. You don’t have to compromise with this mattress topper as it comes with all the features you want and some you didn’t even know you wanted.

Let’s start with the down alternative portion of the topper. It’s made with 100% cotton you can toss in both the washing machine and the dryer safely. It’s filled with two inches of down alternative to provide superior cushioning. This layer also has a baffle design to prevent clumping or discomfort.

The next layer is ventilated gel-infused memory foam to regulate body temperature and to conform to your body for less stress on your body and proper spine alignment. Next, the mattress comes with a fitted-sheet design to stay in place on your mattress to keep it in place. If you find that using both parts of the topper isn’t right for you, take off one of the independent layers to test what works for you.

Finally, the mattress will need a few days to fluff out from shipping fully. It comes with a 3-year warranty and a very low price, especially considering you get two mattress toppers in one! Get cool comfort in your bed tonight with the best of both worlds with gel-infused foam and soft cotton.

5. Polar Sleep 2 Inch Plush Gel Memory Foam Mattress Topper

The marbled pattern of the Polar Sleep Gel Memory Foam Mattress Topper not only looks impressive but provides an optimal sleep space for anyone and everyone. With this topper, you can pick either 2 or 3 inches of gel memory foam for twin, full, queen, or king-size beds. You will love it, though, because it offers open cell breathable foam with gel beads to keep you cool at night.

Memory foam provides unbeatable cushiony softness and conforms to your body to relieve stress on pressure points to get real relief from aching bones and muscles. The two-inch topper will not add too much height to the bed, which makes it an excellent option for older beds with both a mattress and boxspring with very little life left as it won’t raise the older style bed up too much higher for vertically challenged individuals or those with back, ankle, knee, or feet problems.

Furthermore, the mattress topper is made with eco-friendly materials certified by CertiPUR-US. Although the mattress topper does not have a cover and may need one to keep the foam clean as memory foam does not wash well. It is, however, dust-mite and allergen-free and comes with a 3-year warranty. The topper makes take up to two days to expand to its correct shape after shipping fully.

6. Queen Mattress Topper, Extra Thick Mattress Pad Cover

How does a 3-D snow down alternative filled extra thick mattress topper sound to you? The Coonp Pillow-Top Topper provides not only cool cotton sleep but also a baffle box design for customers who don’t want memory foam. This pillow top or comes in twin, twin XL, fall, Queen, King, and California king size to give you a full range of choices to suit your bed size and at the low price, you can fill everybody in your house with an insanely soft and cloud-likee mattress topper.

Not only does this mattress topper keep you cool but it also absorbs moisture, it doesn’t shrink, and it’s skin-friendly thanks to a 400 thread count cotton cover. The cover comes with deep pockets to support mattresses from 8 inches to 21 inches in depth so that you can toss and turn without worrying about the mattress topper coming off your bed. Also, you can wash and dry the stopper in your machines at home or at the laundromat if you don’t have a high-capacity machine as it really is an extra thick topper.

The overstuffed pillow top mattress topper includes so much alternative fill that it can even distribute weight to alleviate pressure points for sound sleep, so you can wake up fully refreshed. It’s an ideal choice for back, side, or stomach sleepers and for those who have back problems, as well as those who are allergic to latex or foam. The topper offers ventilation and heat distribution to regulate your body temperature and wick away sweat for comforting sleep.

Finally, the company offers 100% customer satisfaction. Before your first use, you may need to let the topper fluff out or place in the dryer on a low setting to help the vacuum-sealed topper regain its correct state. Customers love this mattress topper, though, and found the baffled design keeps the down alternative inside and from lumping.

7. TEMPUR-Adapt + Cooling 3-Inch Mattress Topper

Fans of Tempur-pedic need to check out their Adapt Mattress Topper. Although this topper is the most expensive on the list, it comes with a name you know and trust for high-quality products that work! The mattress topper comes in twin, twin xl, full, queen, king, and California king so you can get the size you need for your bed. Get a fabulous night of sleep, even on an older mattress, this memory foam mattress topper.

The topper uses 3-inches of foam comes with exclusive Tempur-ES material designed to adapt to your weight, shape, and temperature for enhanced comfort and support. It also comes with a washable cover that helps to cool down the hot material with breathability and high-stretch performance fabric.

Let this expertly engineered and thoughtfully designed topper improve your bed, whether it’s in a dorm, camper, or your bedroom. Tempurpedic rigorously tests all of their products and includes a 25-year limited warranty making this a high-quality choice. The topper will need a couple of days out of the package to achieve the correct height. Finally, the mattress pad is cool-to-the-touch, dust-mite free, allergen-free, and ready to give you superior sleep tonight.

8. RUUF Memory Foam Mattress Topper

The RUUF Memory Foam offers a 4-inch thick topper made of a cotton cover and memory foam inside with a cool design, so you can sleep comfortably. With this topper, you get tons of options, including 2, 3, or 4 inches of foam to better suit your needs and the height of your bed. Next, you can pick between twin, full, queen, RV queen, king, and twin xl for any bed size.

What’s amazing about the topper is it comes with a cover to protect the memory foam and help to keep you cool all night long. The cover has a zipper too, so you can remove it and wash the cover if it gets dirty. Inside the cover, you get gel-infused ventilated memory foam to optimize airflow further and reduce body heat. As always, the memory foam forms to your body shape to reduce pressure point stress and align your spine.

The topper comes certified by CertiPUR-US and OEKO-TEX for top-quality materials. It also has elastic straps to keep it attached to your mattress instead of moving around while you are sleeping or putting on sheets and superior quality fabric for the cover. Lastly, you get a ten-year warranty to guarantee your purchase. Also, try out the bed for 108 nights before making your final decision.

9. Cooling Bamboo Mattress Pad

Fans of bamboo will love the Inofia Cooling Bamboo Mattress Pad as it functions as at topper ready to increase the comfort of your bed. The mattress pad provides 600GSM of down alternative quilted right into the pad for luxurious support and cushioning for your old mattress. Forget sleeping on an old bed and start sleeping with cooling comfort.

The Blend of bamboo fabric allows the topper to dissipate heat and provide breathability for cooler sleep. The deep elastic pockets slip over the edges of your bed on mattresses from 8 inches to 21 inches deep. As this mattress topper is for queen beds, it measures 60 x 80 inches and provides a fitted cover with extra plushness to reduce back pain and discomfort from a dilapidated mattress.

With 100% satisfaction guaranteed, you get the promise of guarantee or contact the company for your money back. The topper comes vacuum paced and will take a few days to fluff out fully. Although it comes with filling for a plush experience, this product functions as both a mattress topper and a mattress pad because it also protects your bed. Add some softness to your bed without having to worry about the topper slipping off, thanks to elastic.

10. Zinus 1.5 Inch Swirl Gel Memory Foam Air Flow Topper

Some people love egg crate mattress toppers, and the Zinus Topper provides an excellent option made of gel-infused memory foam. Not only does it provide airflow with 3 inches of memory foam. You can pick the size of your bed from twin to king (no twin xl) and from 1.5, 2, 3, or 4 inches, but we will focus on the 3-inch foam.

Cooling gel memory foam provides ideal sleeping support for those with regular or back pain. The egg crate design helps to reduce stress on pressure points further and allow your body to sleep in a fully relaxed state. Moreover, the foam uses green tea extract and castor plant oil to eliminate odor and bacteria. It also comes with CertiPUR-US certification for quality material that won’t damage the environment.

Give your old mattress a back-relieving facelift with cooling memory foam for the comfort of a cloud and coolness of a fan with an ingenious airflow pattern. You also get even weight distribution thanks to the egg crate design. Honestly, the only problem with the memory foam is you may want to add a waterproof mattress cover to protect the foam, which will reduce the benefits of the egg crate design slightly. Also, like all memory foam, it will come with a strong odor that will decrease dramatically with time.

Buying Guide for Cooling Mattress Toppers

Mattress toppers don’t come with built-in fans to reduce your temperature, but they do use cooling material to help you regulate your temperature. Some materials do not work for those who tend to over-heat at night, but that’s not the only factor in purchasing a cooling mattress topper. Take a look below to make a well-educated decision to improve your sleep.


Most mattress toppers come in two materials, either cotton or polyester, with a down alternative or memory foam. You can still find some feather beds, but they are harder and harder to find and do not perform as well as the current options.

Those looking for memory foam should look for one with a cover or make sure to get one with a cover as memory foam isn’t washable. The down alternative mattress toppers are easier to wash and maintain but do not contour to your body like memory foam, which we will discuss below.

Comfort & Temperature

Memory foam is by far more comfortable than down alternative, but memory foam heats up much faster. To compensate, they have come up with gel-infused memory foam with open cells to reduce the amount of heat a memory foam gives off. Some people are allergic to memory foam or find at the gel-infused variation does not reduce the heat enough for how hot they sleep. Those individuals will probably find down alternative to be more comfortable for their needs.

With down alternative, you get extra padding, but it does not conform to your body like memory foam. It will definitely help to make a firm mattress more comfortable but does not help to alleviate back pain or help your spine to align properly. Ultimately, the spinal alignment will help you to get a better night’s sleep. However, down alternative tends to be cooler and maybe a better fit for overheated sleepers.


Most mattress toppers come in thicknesses of 1 inch, 2 inches, 3 inches, and 4 inches, which is right for you depends on a few different factors. First, if you have an old box spring and mattress set, then a thicker mattress topper will dramatically increase the height of your bed. Also, finding sheets for a much thicker mattress may be difficult if you have a very thick mattress topper.

You also need to consider the other person sleeping on your bed if you do have another person on your bed. Some people do not agree on the thickness of mattress toppers as some people want a firmer mattress, but others want a softer mattress. If this is a problem for you, you may want to consider compromising and going with a thinner mattress topper or getting a mattress topper for just one side of the bed.


The benefits of a mattress topper include providing a new life for an old mattress, helping with back pain, and reducing electricity. We’ve already discussed back pain and how a mattress topper can increase the comfort of an older bed. Let’s discuss how a mattress topper can reduce your electric bill.

With your current sleep set up keeping you overheated, you may need to turn on a fan or adjust your house’s temperature, which ends up costing you money. A cooling mattress topper may help to reduce the added electric changes and can, therefore, save you money. Also, a mattress topper can extend the life of your mattress, so you have time to pick out the perfect new mattress set until it fits into your budget.


The size of the mattress topper is an easy decision as they come in mattress sizes to fit any bed perfectly. If your bed is queen-sized, get a queen topper, and so on. However, if your partner doesn’t want a topper and you do, consider getting a twin size for your half of the bed to avoid disrupting their sleep.

Questions About the Cooling Mattress Topper

How long will a mattress topper last?

Most mattress toppers will last between two and ten years. Always look at the warranty to know the relative life span of an item. The Temperpedic mattress above comes with a 25-year warranty meaning it’s the most likely to last for a couple of decades. In general, memory foam will last longer than down alternative by several years!

One of the keys to keeping a mattress topper alive longer is a mattress cover protector. If your mattress pad comes with a cover, you are all set, if not you may consider purchasing one to extend the life of your topper. Even if you replace your mattress set, you could always use your mattress topper in a guest room, kids room, or even in an RV or camper.

Do I need different sheets for a mattress topper?

For the most part, no. Most sheet sets now are deep enough for thicker mattresses. However, you should always measure before buying. Make sure to check the sheets are deep enough to cover the mattress and the mattress pad by adding their heights together for a final number. A few of the options above cover up to 21 inches thick, and your sheets should be too.

What are some other ways to stay cool during sleep?

Other ways to stay cool while sleeping are to use fewer blankets, use a duvet with a thinner pad, use a fan, or reduce your house’s temperature. Some people even try a water bed to get a cooler sleeping surface, but those with a bad back should not try sleeping on a water bed. The clothing you wear to bed also makes a difference. Try sleeping in the lightest amount of clothing possible, and do not wear socks to bed as they will keep the core of your body warmer.

How does the technology work?

This video talks about what is inside cooling mattresses, and the difference between gels and foams:


For those who want their options narrowed down even farther, consider our favorite pick the Inofia 3 Inch Mattress Topper Gel Memory Foam I because it offers the most luxurious topper and it’s still affordable. Not only does the gel-infused memory foam help you to control your temperature, but the high-quality cotton cover also helps to regulate your body’s temperature while you sleep for a fabulous night of sleep.

Memory foam does tend to be hot, but those who have bad backs and overheat while sleeping will love the benefits of a foam mattress for correct spinal alignment and to reduce pressure point stress. You can get a good night’s sleep now and extend the length of your older mattress right now. Sweet Dreams!